National Association of Professional Mortgage Women - Chicagoland

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Saturday, July 05, 2008

Newsletter & NAPMW Notes and Deeds



Past Newsletter Issues

June 2007 (240 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-HUDSON VALLEY ANNUAL GOLF DAY, From the desk of the Long Island Association President – Colleen-Therese McKeever, 12 TIPS FOR GETTING ORGANIZED, New Loan Prospector® feedback messages help identify inaccurate data earlier in the origination process By Ron Ross, 7% of Mortgagors Have Negative Equity, HUD Can Help B&C Borrowers, Official Says, Congress Warned Against Subprime Overreaction, Cuomo Subpoenaing NY Mortgage Companies?, Take advantage of market shifts and maximize your profitability when you pair off and recommit in Freddie Mac’s selling system By Ron Ross, Schumer Pushing Fiduciary Duty for Brokers, Applications Rise, Pending Sales Index Drops, Cash-out Refis Held Strong in '06, Freddie: Cash-Out Refis Holding Steady, The Power of Belief and Expectation By John Boe, Council Releases Homeownership Ed Standards, NAR Lowers Home Sales Forecast, NAMB: Prime, Fixed- Rate Loans Gain Popularity, Reduce your portfolio’s exposure to credit, interest-rate, and liquidity risk By Ron Ross, Mortgage Employment Down Almost 4%, Don’t Forget Father’s Day June 17, 2007, FHA NEWS, FHA TRAINING IN THE REGION:, NAPMW Members Ship for Less!, Sponsorship is the “KEY” to our Success!

May 2007 (254 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-HUDSON VALLEY ANNUAL GOLF DAY, Fed: Subprime Crisis Contained, Suitability Bill On The Way, FDIC Summit Looks to Help Subprime Borrowers, CRL: Subprime Has Hurt Homeownership, Fed, in Eyeing 2/28 Guidance, Sees Concern, Fortify your default management savvy By Ron Ross, FHA NEWS, FHA Training Around the Region:, NAPMW Annual Meeting & Convention, Reach your CRA goals and tap into today’s fastest growing market By Ron Ross, Don’t Forget Mom! Mother’s Day May 13th, The Truth About Credit Scores By Ron Litt, President, Market Kinetix, Connect with the fast-growing market with Spanishtranslated mortgage forms By Ron Ross, Polishing Your Presentation Skills by Estienne de Beer, Apps Decline, Pending Home Sales Index Down, NAR Projecting Dip in Resale Prices, NAR: Refi of B&C Loans Needn't Be Bailout, State Regulators Backing Federal B&C Guidance, Sponsorship is the “KEY” to our Success!

April 2007 (258 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-Long Island 1st Annual Rosemary Kempton Fashion Show, Did you hear the news? Ron Ross is retiring from Freddie Mac!, Spring into gear and offer your borrowers new home financing options with Mortgages for Newly Constructed Homes By Ron Ross, Do you have questions about Mortgages for Newly Constructed Homes?, Learn more about Mortgages for Newly Constructed Homes, Now available — New Mortgages for Newly Constructed Homes online marketing kit!, NAPMW-HUDSON VALLEY ANNUAL GOLF DAY, NAPMW Annual Meeting & Convention, Burn Your Boat By John Boe, Beige Book Finds Weak Housing Markets, Senator: Feds' ARM Guidance a 'Positive Sign', Commish: Reform FHA, or MI Premiums Will Rise, Bill Would Hike Loan Limit in High-Cost Areas, GSE Affordable Housing Fund, Our Role State-by-State – Your “one-stop shop” for information that is critical to your business By Ron Ross, Survey: B&C Mortgages Hurt RE Agents, '06 B&C Loans Expected to Perform Poorly, Media Overreacting to Subprime Situation?, Housing Overvaluation Reported Declining, Reich: B&C Guidance Frowns on 2/28 'Steering', Technology Tip, Sponsorship is the “KEY” to our Success!

March 2007 (221 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, Ron Ross Retiring: 23 Years With Freddie Mac, NAPMW-Long Island 1st Annual Rosemary Kempton Fashion Show, Your 2007 mortgage market opportunities: Capitalizing on current trends By Ron Ross, NAPMW-HUDSON VALLEY ANNUAL GOLF DAY, NAPMW Annual Meeting & Convention, Technology Tip Outlook Mail tips, GSEs to Release New Joint Forms, Feds Still Working on 2/28 Guidance, Bernanke: Housing May Be Stabilizing, FHA Programs Removed From 'High-Risk' List, Schumer to Chair Housing Panel?, Coalition Rips CRL ARM Prediction, Fannie Ready to Re-Enter ADC Sector, NAHB Sees First-Ever Price Decline, Consumers: Housing Price Collapse Possible, Freddie Mac’s Home Possible Mortgages offer new benefits to members of the U.S. Armed Forces By Ron Ross, A Whole New Way to Earn Money:::Commercial Mortgages??, The APMW Foundation, Earn Your Graduate of Mortgage Lending Designation, Sponsorship is the “KEY” to our Success!

February 2007 (230 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, Anatomy of a Housing Recovery: Freddie Mac, Office of the Chief Economist, NAPMW-HUDSON VALLEY ANNUAL GOLF DAY, Technology Tip, Feds Moving Cautiously on 2/28 ARMs, Fed Names Falk to Advisory Panel, Syron: Bush Stance Bodes Well for GSE Reform, New Tax Deduction Will Make Housing More Affordable Submitted by Bob Bombace PMI Mortgage Insurance Co., FHA NEWS, Broaden your reach with low-doc loans with a 40-year fixed-rate term by Ron Ross, Show and Tell By John Boe, PMI: Risk of Home Price Declines Rising, FDIC Issues Warning on Predatory Lending, Fed Reports Weakening Mortgage Market, Pursuing a Securities Execution Strategy to Address Market Challenges By Ron Ross, MBA: Hundreds of Lenders Could Fail, Sponsorship is the “KEY” to our Success!

January 2007 (212 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, President’s Prose, 5 Little Sayings to Help You Get Organized, Technology Tip, Freddie Mac’s New Mortgages for Newly Constructed Homes Offering By Ron Ross, Counting on ARM Refis? Pay Heed, Boomers to Drive Second-Home Market, Bies: Worst May Be Over for Housing, The Flexible Power of Temporary Subsidy Buydown Plans Freddie Mac’s Home Possible® Mortgages By Ron Ross, FHA NEWS, FHA Training in the Region:, Survey: 36% Worry About ARM Resets, FHA Problems With NDPA Overstated?, Homeownership Rate Back at 69%, NRMLA Touts Surge in Reverses, Illinois Resales Down 17.6%, Survey: New HELs Jump, HELOCs Drop, NAHB Sees 15% Drop in Starts Next Year, S&P: Homebuilders Face Slow Recovery, In a Cooling Market, Look to Freddie Mac’s 40-year Fixed-rate Mortgages By Ron Ross, OFHEO Won't Reduce Loan Limit, Study Validates FICO Expansion Score, A “Thanksgiving” Message……. From Tim Smith NAPMW-Central NY, New-Home Sales Plunged 25% in October, Applications Decline, Resales Down 11.5% From a Year Ago, Retirees, Immigrants Termed Keys to Housing, Freddie Sees Further Drop in ARM Share, Fannie Tightening Underwriting Standards, Six Powerful Prospecting Tips By John Boe, NEW TRAINING AVAILABLE THROUGH NAPMW!!, Sponsorship is the “KEY” to our Success!

November 2006 (260 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, Survey: Homeowners Still Hopeful About Values, MICA Launches Big Ad Campaign, MBA Worried by Property Insurance Cost Spike, GSEs Offer Mortgage Docs in Spanish, FHA NEWS, Help prevent and identify mortgage fraud Submitted by Ron Ross, Veteran’s Day Observed Friday, November 10th, Time Management Tips By John Boe, Looking for a costeffective, competitive solution for your property valuation and inspection needs? Submitted by Ron Ross, If You Don't Focus, Innovate and Evolve, You Die By Mark Rosenberger, TECH TIP: Add Sound to a Power Point Presentation, Economy.com Forecasting Housing Crash, Fitch: FICO Best Default Risk Indicator, Syron: Housing Poised for 'Bumpy' Landing, Freddie Mac’s Home Possible Mortgages offer new benefits to members of the U.S. Armed Forces By Ron Ross, Dear Mr/ Mrs Realtor........ (some possible tips from 20+ yrs of being in/ around the industry), Election Day Tuesday, November 7th, Reverse Mortgages… Embrace Them Now…For The Future, HUD: GSEs Met AH Goals in '05, RHS Perfecting AU System, Ginnie Eyes Securitization of Reverses, Fed Official: Mortgage Credit Outlook Favorable, AllRegs Forms Education Unit, Fannie: Lenders Heeding Appraisal Warnings, Sponsorship is the “KEY” to our Success!, NAPMW-Hudson Valley THANKS our 2006 Sponsors of the Francis Mackin Memorial Golf Outing

October 2006 (288 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-Hudson Valley seeking YOUR Recipes!, Fannie Mae Announces Benchmark Notes® Calendar for 2007, MGIC Mortgage Insurance Now Available Through Mortgage Builder, New ARM products and sale options offer more choices for your borrowers By Ron Ross, Extreme Cube Makeover By Laura Morsch, CareerBuilder.com writer, Piggybacks Boosting HMDA B&C Loans, 'Exotics' Deemed a Factor in Housing Boom, What Not to Wear to Work: 15 Things By Kate Lorenz, CareerBuilder.com Editor, Home PossibleSM Mortgages add to your bottom line By Ron Ross, Has It Been "One of Those Days"? By Kate Lorenz, CareerBuilder.com Editor, NAPMW Signs Media Partnership With ACI, Columbus Day October 9th, NAPMW—A Male Perspective Submitted by Gary Tumbiolo NAPMW-National Treasurer, AllRegs Upgrades Product, Website, FHA NEWS, NAR: % of Young Homebuyers Rising, Preventing fraud in a down market Submitted by Ron Ross, Attitude Is Everything By Mark Rosenberger

September 2006 (192 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-Hudson Valley seeking YOUR Recipes!, Labor Day......, New Associations are Now Forming and are looking for Additional Members:, MI - Putting more people in homesand keeping them there submitted by Bob Bombace, Survey: Zero-Down Loans Would Boost FHA, New 40-year fixed-rate mortgages expand opportunity where you need it by Ron Ross, Product of the Month!, FHA News, FHA TRAINING in our Region, Younger Generations Buying More Houses?, MICA: IO, Option ARM Guidance Needed Soon, Experian: Mortgageholders Have Higher Scores, HUD Mandates W-2s From FHA Lenders, Time Management Tips by John Boe, Monthly loan-level disclosure updates on PC securites, August enhancemnts make Loan Prospector an even better place to start for more of your loans by Ron Ross, New enhancements to Home Possible Mortgages, Additional Loan Prospector enhancements, Bankrate: NY Has Highest Closing Costs, News from NAPMW - Hudson Valley, Have you updated your NAPMW profile

August 2006 (364 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-Hudson Valley seeking YOUR Recipes!, New Associations are Now Forming and are Looking for Additional Members, Cutting Edge Tools Help You Work With Defaulted Borrowers by Ron Ross, NAPMW Welcomes Freddie Mac As First Ever Double Diamond Partner, Exciting News!!!!, FHA News, FHA Training In Our Region, Reverse Mortgage Revs Drive FHA Reform Bill, NAR: Homeowners Worried About Taxes, Utilities, Loan Prospector Transaction Fee Eliminated For Mortgages With a Caution Risk Class On First Submission submitted by Ron Ross, PMI: Hot Housing Markets Cool, ABA Forecasts Sub-7% 30 Year Rate Thru '07, Useful Tips, Second Home Solutions For You And Your Borrowers submitted by Ron Ross, 5 Rules For Doing Lunch by Robert Half, Tips For Working Moms by Kate Lorenz, New Designation Program Launched For Mortgage Training Professionals

June 2006 (412 kb)
Calendar of Events, Get to Know Your Region Board, Benefits of Membership, NAPMW-Hudson Valley seeking YOUR Recipes, Several New Associations are Now Forming and are Looking for Additional Members, About Flag Day........, New products, new enhancements, and our sharper focus on customers, Expanding Opportunity this Year, Get More Information, FHA News, FHA Training, NAPMW National Convention and Annual Business Meeting May 16-21 in Seattle, Bernanke: Housing Market Is Cooling, Long-Term Mortgage Rates Drift Up, Asian American Homeownership Rises, Preparing to meet your demand for eMortgages by Ron Ross, Customers for Life by John Boe, NAPMW Certified Mortgage Instructor: New Designation in 2006, Networking: Your Most Valuable Marketing Tool, Sales Leads - All Referrals are NOT Created Equal! by Alan Rigg, NAPMW - Greater Northeastern Region Fall Conference, Improve profitability: Real-time workflow tracking with the selling system's pipline management capabilities by Ron Ross

May 2006 (472 kb)
Calendar of Events, Benefits of Membership, NAPMW-Hudson Valley seeking YOUR recipes!, RESPA Soon, Jackson Tells NAMB, Groups Seek Big Changes to IO, Option ARM Rule, The Story of Mother's Day..., The Future Market is Here. Tapping In to Emerging Market Potential, 30-Year Rate Hits 4-Year High, Applications Fall, 6 Powerful Prospecting Tips, Grow your customer relationships with borrower-retention products, FHA NEWS, FHA TRAINING AROUND THE REGION, NAHB: Speculators Leaving Home Market, If Pols Don't Like RESPA Plan..., Fannie to Offer Alternative to 'Exotics'?, It's a NEW YEAR..., Ramp Up Your Business with Freddie Mac's Selling System, Previously an ARM, Now a Fixed. A Sale Solution for Converted Mortgages

April 2006 (469 kb)
Calendar of Events, Benefits of Membership, President's Prose (News You Can Use), Several New Associations are Now Forming and are looking for Additional Members, NAPMW-Hudson Valley seeking YOUR recipes!, Freddie Mac's Commitment to Your Business, Goals Have Four Parts, FHA TRAINING, Meeting Tip—Voting Vexations, Single-Family Starts Decline, MBA Counsel Sees More 'High-Cost' Loans in '06, Demand Rising for Fannie IO FRMs, A year later, Home Possible still delivering competitive features, Daylight Saving Time..., NEWS FROM NAPMW-Chicagoland, Is Your NAPMW Membership Alive & Active online?, 1031 Exchanges: The Last Remaining Tax Strategy in Real Estate, HUD Eyeing Settlement Markups

March 2006 (458 kb)
Calendar of Events, Benefits of Membership, President's Prose (Notes from National), Several New Associations are Now Forming and are looking for Additional Members, MBA Predicts 19.5% Production Decline, The Art Of The Cold Call, Freddie Welcomes Flattening Yield Curve, NAPMW-Hudson Valley seeking YOUR recipes!, FHA TRAINING - FHA Update Seminar comes to Philadelphia, New FHA final rule published, The New FHA Resource Center, News from NAPMW-Chicagoland!, Homeownership News Mixed for Minorities, HELP WANTED!!, Freddie Mac Homeowner Readiness Check now available in Spanish, 2006 Originations to Fall 20% According to The MBA, Take advantage of Loan Prospector's low documentation requirements, OTS Chief Cautions About Option ARMs, HUD Will Show Hand on RESPA in Spring, NAPMW-Greater Northeastern Region SPRING CONFERENCE, PRODUCT OF THE MONTH, BUSINESS TIP, THE APMW FOUNDATION

December 2005 (365 kb)
Calendar of Events, Benefits of Membership, Home Possible Mortgages offer many sources of funds, President's Prose, Congratulations to NAPMW's Newest Local Association: NAPMWNJ/NY Metro!, Several New Associations are Now Forming and are looking for Additional Members, GOAL MANAGEMENT (or WHAT I WANT TO ACHIEVE IN 2006), 6 Powerful Prospecting Tips, Increase your mortgage sourcing channels with Loan Prospector, HELLO, MY NAME IS..., Notice of Opportunity To Register Early for Electronic Submission of Grant Applications for HUD Funding Opportunities; Early Registration With Grants.gov, New HUD Mortgagee Letter 2005-46, FHA TRAINING AROUND THE REGION, 30-Year Rate Dips, Fighting the Monday Morning Blues, Start the New Year off with New Year's Resolutions!

November 2005 (432 kb)
Calendar of Events, Benefits of Membership, NAPMW-Greater Northeastern Region Announces our 5th GML Designee!, Get Ready for the Loan Prospector Property Inspection Alternative, NAPMW Chicagoland Doings, Congratulations Barbara Gervase & Jack Bills, NEWS from NAPMW-Hudson Valley, "Mustang Polly", Product of the Month, Do You Know the Value of Mortgage Insurance?, On The Move..., Fannie Unveils New Disaster Relief Flexibility, PMI: Risk of Home Price Declines Rising, HUD ANNOUNCES NO DOWNPAYMENT MORTGAGES FOR HURRICANE DISASTER VICTIMS, Cross-Selling Takes Teamwork, NAPMW-Greater Northeastern Region Fall Conference, Professional is, as Professional does, Has It Been "One of hose Days"?, Refinancing During Bankruptcy, Don’t Go There!, Introduction to the Institute Of Mortgage Lending, The APMW Foundation Grant Guidelines and Application, Another APMW Foundation Success Story

October 2005 (341 kb)
Calendar of Events, Benefits of Membership, All I Ever Really Needed to Know I Learned at My First NAPMW Convention..., President's Prose, PMI Sees 80-10-10 Risk, The Power of Belief and Expectation, NAPMW Greater NE Region Fall Conference Offers Something for EVERYONE!, Build Your Market Strategies with Initial InterestSM Mortgages, Addressing Market Trends with Initial Interest Mortgages, An Appropriate Match for Certain Borrowers, Get More Information about Freddie Mac Initial Interest Mortgages, Real Estate Professionals Can Capture Time for Home-Buyer Clients, AIG United Guaranty introduces new CD-based course on fraud, Lender-Paid Mortgage Insurance: It’s Worth Another Look, The importance of networking and being associated with NAPMW, New Freddie Mac Relief Efforts for Borrowers Affected by Hurricane Katrina

September 2005 (317 kb)
Calendar of Events, Benefits of Membership, President's Prose, Freddie Adds 5/1 Hybrid ARM, Radian's SplitEdge(SM) Enables Homebuilders to Reduce Homebuyers' Monthly Mortgage Insurance Payments, Watch for an Upcoming Income Opportunity, Investing in a Second... The Rise of Investor and Second-Home Purchases, Mixed Use Property = $$$$$ in your pocket!, NAPMW Local Associations are not taking advantage of their Local Page on the NAPMW National Website!, There’s a new addition at the home of Zan Phelps and Debbie Lopucki, NAMB CEU Credits Now Available for Loan Prospector® Training, New Tool Allows Loan Officers To Help Improve Clients Credit Scores, A Full Contingent of Initial Interest ARMs— Comprehensive Options for the Right Borrower, New FHA training and events around the region, PRODUCT OF THE MONTH!, Helping Borrowers Avoid Foreclosure, Mobile Filing

August 2005 (364 kb)
Calendar of Events, Benefits of Membership, President's Prose, Exceptional New Enhancements Coming for Home Possiblesm Mortgages – More Ways to Make the Answer “Yes”, Congratulations and Best Wishes..., AIG United Guaranty Receives NAMB’S Eagle Award, The Truth About Lying, Record for Housing Sector Expected This Year, Welcome Baby Zapolski!, Freddie Mac Names Paul Mullings Senior Vice President of Single Family Mortgage Sourcing, Need Real Estate Agent Referrals? – Target Companies With Existing CBAs, How often should you advertise?, On the Move..., Message to All Appraisers, HUD educational webcasts, The APMW Foundation, PRODUCTS Of The MONTH, CONGRATULATIONS MICHELLE SWANSON!!

July 2005 (332 kb)
Calendar of Events, Benefits of Membership, Time Management Tips, Financed Permanent Buydown Mortgages – Creative Mortgage Solutions Give You an Edge in a Challenging Market, Test Your Networking IQ, Is Your Loan Production On Pace?, U.S. Buyers Rush Into Risky Loans, New Home Purchase Program Also Allows Financing of Repairs, Freddie Mac Eases Policy On Employer Contributions, Some Mortgages Don't Fit All Consumers, NAPMW-Hudson Valley Hosts Successful 9th Annual Golf Outing!

June 2005 (403 kb)
Calendar of Events, Benefits of Membership, President's Prose, Appraisal Report Forms Web Center – Linking You With Everything You Need to Know About the Revised Report Forms, U.S. Department of Housing and Urban Development Articles, Take Advantage of Educational Opportunities!, News from NAPMW-SEMI, Existing-Home Sales Increase in March, President Signs Bankruptcy Bill, News from NAPMW-Hudson Valley, Fannie Mae Misses Another Financial Deadline, Bounce this around!, Finding Happiness at Work, AllRegs, The APMW Foundation

April 2005 (450 kb)
Calendar of Events, Benefits of Membership, New Market Challenges for Loan Originations, FHA training for Housing Counselors around the nation, ARMs Responsible for 20% Production Boost at Countrywide, HELOC Options Expand, April is Fair Housing Month!, Networking Tips, News from NAPMW-Long Island, What is Underwriting?, Greater Northeastern Region's Amazing Education, The National Convention in St. Louis, Scenes from the Spring Conference in Chigago

March 2005 (294 kb)
Calendar of Events, Benefits of Membership, Bush Administration Proposes $28.5 Billion HUD Budget, FHA Lenders Can Offer Hybrid ARMs, OCC Publishes Predatory Lending Guidelines, Offering More Ways to Say Yes! to Borrowers, Here's How to Say Yes! to Home Possible Training, News from NAPMW-SEMI, New York Amends High Cost Home Loan Regulations, Riddle for Humanity, Networking Tips

January 2005 (306 kb)
New Year's Resolutions..., Calendar of Events, Benefits of Membership, From our Region Nominating Committee..., News From NAPMW-SEMI, A Wedding!, Boost Affordable Homeownership Opportunities With Affordable Gold 5, Affordable Gold 97 and Loan Prospector, Jay's Seafood Spread, Freddie Mac Says MF Originations May Have Peaked, Advertise YOUR company in this News Letter!!, President's Prose, HUD Raises FHA Loan Limits 7%

December 2004 (414 kb)
Kissing Under the Mistletoe, Calendar of Events, Surviving After the Refis Stop, News from NAPMW-Westchester/Rockland, New, Live Training Sessions for National Association of Professional Mortgage Women Members, Banking on Mortgage Insurance: MI vs. Piggybacks, November Loan Prospector® Release Helps You Do Less and Say "Yes" to More Borrowers, News from NAPMW-Chicagoland, Seven Tricks To Remembering Names, NAPMW-Central NY Hosts Successful Education Seminar!, More News from NAPMW-Central NY, Baby Boomers, Beware! Don't Let Your Resume Date You!, News from NAPMW-SEMI, Tis the Season - "New Underwear Drive" Operation "NUD", Let Loan Prospector's Newest Features Help You Boost Affordable Homeownership Opportunities

November 2004 (317 kb)
The Thanksgiving Turkey, Calendar of Events, Surviving After the Refis Stop, News from NAPMW-Chicagoland, Users Wowed By Guarantor on Selling System: Early Reviews Reveal High Level of Customer Satisfaction, Top Ten Virus Detection and Prevention Tips, Zen and 7 Steps to a More Fulfilling Job, Cell Phone Etiquette - 10 dos and don'ts, Tips for creating a productive home work environment

October 2004 (301 kb)
Halloween Safety Tips Freddie Mac's Affordable Lending Products, Radian Introduces Free After Five, NEWS from NAPMW-SEMI and NAPMW-Chicagoland, Executive Women's Golf Association (EWGA), Customer Service, Fighting Isolation

September 2004 (301 kb)
All about Labor Day, Advice for Job-Hoppers, Keep learning on the job to avoid career complacency, ARM Enhancements – More Options to Power Up Your Production, Secondary Market Execution Benefits, Start Your Engines: The Dream Cruise is Coming, Study outlines barriers to homeownership for Latinos, NAPMW-Rochester hosts Loan Officer University,

August 2004 (327 kb)
NAPMW-Greater Northeastern Region Leadership Conference, How to Deal with Difficult People, including Coworkers, Stay Cool with Loan Prospector, Using Instant Messaging in the Office, Manage Your Moods

July 2004 (332 kb)
Fresh Look at Loan Prospector, Tips for Professional Success, Managing Your E-Mail and Leaving the Office Behind, NAPMW-Hudson Valley Golf Outing

June 2004 (332 kb)
Freddie Mac/NAPMW Education Alliance, Job Stress, Originate More Loans with Loan Prospector, OKC NAPMW National Convention Photo Gallery
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